Thursday, September 13, 2007

Necessary evils

There are a lot of necessary evils in this life, but the one that is at the forefront of my mind right now is car insurance. I got in an accident over labor day weekend. Don't worry, everyone is ok, no one is hurt, and there isn't even any engine or mechanical damage. And to make things worse, it was totally my fault. I was at the corner of 13th east and Fort Union Blvd. I was in the left lane going strait, when a passenger suddenly said, "we need to turn left here." so I turned into the left turning lane, and there was a guy already in it, driving to the light. I side-swiped him, and dented his door. It looks like this:

On top of that, I didn't have my most current insurance card in the car. I still had one, and my insurance is up to date, but the cop still gave me a ticket for no proof of insurance... but he still took down all my current insurance information from the card I gave him... And to add to my frustration, the ticket says to call not before September 10 nor after September 14, but when I called today, the ticket hasn't even been recorded yet. It's like the cable guy that says, "I'll be there between 9:00 a.m. and 2:00 p.m. to push three buttons in a magical sequence that will suddenly make your cable and Internet work, but we can't tell you the buttons or the super secret sequence over the phone. You're gonna have to waste your vacation time and sit around the house for 5 hours because we can't commit to a more reasonable time frame." but that's a different blog for a different day...

And if you're wondering, my car looks like this:

Doesn't look like much damage, right? If you were to guess how much the damage to just my car would cost, what would you say? If you guessed $2,800 bones, you'd be right. THAT'S RIDICULOUS!!!! I still don't know how much my insurance will go up because of this, but I thank my lucky stars that A) no one is hurt, and B) my deductible is $500. I don't even know how much the other guy's car is going to cost, but I await the worst. I hate paying for it every month, but thank goodness it's there when you need it...

8 comments:

Haley Greer said...

Ack! Sorry to hear about the accident, bub... You're right, at least no one was hurt. Some life lessons are a lot more expensive than others, I guess.

Hey, my roommate and I were having a hankering to play the sentence-picture-sentence game that I know you love so much... if an evening ever gets organized around such a game, I'll give you a call! :)

Bonny said...

ewwww! I feel for ya man. I had to do some major car insurance dealing with the week and day before we got married. But no matter the timing it is truly a nightmare. Nice documentation photos though! (ps my car got hit while it was in the shop and the mechanic was out doing a test drive on it....ya no fun)

princesaplumeria said...

Yuck!

caron said...

Sorry, dude. Teaches you to listen to your friends, huh? :)

Tiffanie said...

so very sad...your poor car.

Tyler and Cassidy said...

Hi Garrett! I don't want you to not know that I read your blog today. I found the link on Bonny's and I was interested.
Sorry to hear about your car, but you would be happy to know that Markov Chain Monte Carlo simulations of probabilities would suggest that your probability of getting in another accident in the future is going to be less now. Aren't you glad I am pursuing the Master of Statistics ;)

brookey said...

ugh, pisses me right off

Katey said...

$2,800...that stinks dude...Sorry I was the one who said "we need to turn left here!" At least $500 is all you will pay for it, I guess :|