Necessary evils

There are a lot of necessary evils in this life, but the one that is at the forefront of my mind right now is car insurance. I got in an accident over labor day weekend. Don't worry, everyone is ok, no one is hurt, and there isn't even any engine or mechanical damage. And to make things worse, it was totally my fault. I was at the corner of 13th east and Fort Union Blvd. I was in the left lane going strait, when a passenger suddenly said, "we need to turn left here." so I turned into the left turning lane, and there was a guy already in it, driving to the light. I side-swiped him, and dented his door. It looks like this:

On top of that, I didn't have my most current insurance card in the car. I still had one, and my insurance is up to date, but the cop still gave me a ticket for no proof of insurance... but he still took down all my current insurance information from the card I gave him... And to add to my frustration, the ticket says to call not before September 10 nor after September 14, but when I called today, the ticket hasn't even been recorded yet. It's like the cable guy that says, "I'll be there between 9:00 a.m. and 2:00 p.m. to push three buttons in a magical sequence that will suddenly make your cable and Internet work, but we can't tell you the buttons or the super secret sequence over the phone. You're gonna have to waste your vacation time and sit around the house for 5 hours because we can't commit to a more reasonable time frame." but that's a different blog for a different day...

And if you're wondering, my car looks like this:

Doesn't look like much damage, right? If you were to guess how much the damage to just my car would cost, what would you say? If you guessed $2,800 bones, you'd be right. THAT'S RIDICULOUS!!!! I still don't know how much my insurance will go up because of this, but I thank my lucky stars that A) no one is hurt, and B) my deductible is $500. I don't even know how much the other guy's car is going to cost, but I await the worst. I hate paying for it every month, but thank goodness it's there when you need it...